Retirees today face a much more significant challenge than past generations. Before, many retirees did not have to worry about outliving their assets and could enjoy their retirement years. There was a lot less stress, not because of inflation, but because past generations had three sources of income, 2 of which were guaranteed income for life: 

1. Traditional Pension (this replaced most, if not all, your working salary)
2. Social Security (this was to supplement your pension)
3. Investments, IRAs & Savings (this was extra income you did not depend on)

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